Doug Jones (D-AL) is likely the Senate's most endangered member. After his unpredictable win against accused child-abuser Roy Moore, Jones entered the Senate holding a set of liberal beliefs in contradiction to the conservative electorate he represents. In a recent interview Jones made an Orwellian hash of the English language by claiming that "he is not for “gun control,” just more gun regulations." Alabama news outlet, Yellowhammer News, reported on Jones' attempts to reconcile his anti-gun beliefs with the pro-rights stance of Alabamans. Sean Ross wrote: When Hammontree, later in the … [Read more...]
Cryptocosm and Life After Google Part IV
You’re witnessing what happens when markets dry-up as shown here with bitcoin (see chart below). I've been warning readers about what George Gilder calls the "cryptocosm." (Read Parts I, II and III). If you have been hitching your wagon to cryptocurrencies, you might have been enduring a rude awakening this week. Steven Russolillo, writing at The Wall Street Journal, calls it bitcoin's "Week from Hell." He explains Now, another worry has emerged: Cryptocurrency miners, the outfits that solve complex equations to generate new digital coins, seem to be losing interest. The amount of … [Read more...]
Camp Fire Mountain Boys
Brad Weldon wasn't about to leave his blind, 90-year old mother behind when the Camp Fire hit, reports the Sacramento Bee. Weldon is one of a small group of self-proclaimed "mountain boys," who have "defied evacuation orders and are surviving on meat stored in their generator-powered freezers, bagged lunches dropped off by PG&E crews and supplies provided by a mysterious band of volunteers that Weldon calls 'the redneck underground.'" Nothing can truly describe the horrors families have faced, and are facing, with the California Camp Fires. One takeaway here for all of us is that if you … [Read more...]
Maximize Your Retirement by Leaving Income Taxes Behind
If you have a solid retirement portfolio, chances are you are paying federal taxes on the income it generates. If you're unlucky enough to live in a state with its own income taxes, you could be paying even more. There is one foolproof way to get more from your retirement revenue streams, and that is to move to a state which doesn't force you to pay taxes on your income. I have written a number of posts on how you can determine where best to live in retirement. Here's a sample: Your Retirement Life: Looking for Tax Freedom? Here’s Where to Find It Your Retirement Life: How Do You … [Read more...]
Your Retirement Life: You Can Keep Working
I've discussed before the threat of working in "retirement" involuntarily because you haven't saved enough, and must rejoin the workforce to make ends meet. (Read Part I, II, III, and IV of my series on How Many “Retirees” Will Keep Working?). Working through your golden years because you can't afford to stop is an unfortunate reality for too many Americans, but there are some people who, for reasons beyond finances, may find working past retirement age beneficial. Some people enjoy the routine and the social interaction of their jobs. For them, living 30 years of retirement with no plans … [Read more...]
Democrats Threaten the Economy
With a host of proposals to hamper economic growth, Democrats could undo all the progress made by the Trump administration. Nancy Pelosi has promised to pass a minimum wage of $15/hour, without regard to the fact that such a move could devastate America's small businesses. Not only that, but the future Chairwoman of the House Financial Services Committee, Maxine Waters, has said the era of regulatory reform for banks has come to an end. So much for expanding credit to America's entrepreneurs. Watch job growth come to a screeching halt if Waters has her way. At The Hill, Alfredo Ortiz … [Read more...]
Stock Markets Scaring Gun-shy Retirees
The common theme I espouse to you here at Your Survival Guy is the elimination of risk and a focus on your margin of safety. Whether the risk be to your personal safety or to your financial portfolio, I want you to focus on preventing negative events from affecting you and your family. After 2008, some retirees and those who were planning to retire understood the dangers of market risk, and began insulating their portfolios against future shocks. They spread out their investments among different asset classes, buying counterbalancers to smooth any market swings. They also began focusing … [Read more...]
Here’s Why Cities Lose by Subsidizing Companies like Amazon
Chris Edwards, the director of tax policy studies at the Cato Institute, explains that while there will undoubtedly be certain winners in the cities that Amazon decided to open its new headquarters in, there will surely be losers as well. Edwards suggests that "Rather than subsidizing big businesses, the states should aim to create a diverse business ecosystem - an Amazon, if you will - by cutting taxes and regulations for all types of investment." He explains many of the drawbacks of such subsidies in detail, writing: Fairness. With Amazon adding thousands of workers, hiring will be … [Read more...]
Fidelity Investments: Why it’s #1
You don’t build a company such as Fidelity Investments, with more than $2 trillion in assets, overnight. It takes constant focus and improvement, day by day, or kaizen—a Japanese philosophy of daily improvement espoused by former chairman Edward C. “Ned” Johnson III. When I worked at Fidelity, back in the mid-90s, Mr. Johnson encouraged us, through his memos, to apply the philosophy of kaizen to all aspects of our lives. Mr. Johnson paid particular attention to kaizen as it related to the firm’s investment in technology. He wanted to make sure Fidelity was second to none. That … [Read more...]
VIDEO: D.C. Conceal Carry Permits Soar After Residents’ Rights Restored
The debate over "shall issue" and "may issue" is an ongoing battle in many states. D.C. was forced to accept "shall issue" in the court decision Wrenn vs. D.C.. The city didn't appeal because if the Supreme Court upheld the decision it could have undone the "may issue" laws in states around the country. At some point the "shall issue" vs. "may issue" will make its way to the Supreme Court and Americans will be unchained from arbitrary restrictions on their rights to self protection. … [Read more...]
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