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Yearly Archives: 2025

Stick to Your Plan

Money 101 E.J. Smith - Your Survival Guy E.J. Smith - Your Survival Guy -
When you’re a serious investor, you create a plan and evaluate it regularly. It’s what I talk about in my conversation with you. With...

“Live Free or Die” New Hampshire Welcomes Retirees

Super States E.J. Smith - Your Survival Guy E.J. Smith - Your Survival Guy -
Your Survival Guy spends plenty of time in New Hampshire, which no longer taxes dividends and interest for individuals. That's why it’s a beacon...

Will California Bond Investors Get a Taxpayer Bailout?

Escape States E.J. Smith - Your Survival Guy E.J. Smith - Your Survival Guy -
We live in a dangerous world where manmade disasters are as deadly as natural ones. What we’re seeing with the wildfires in California is...

Are Your IRAs Compliant with the IRS RMD?: Part 2

Money 101 E.J. Smith - Your Survival Guy E.J. Smith - Your Survival Guy -
In my conversations with you, we talk about your income needs for the year. Yesterday, I wrote to you about the required minimum distribution...

CALIFORNIA: The Canary in the Coal Mine

Money 101 E.J. Smith - Your Survival Guy E.J. Smith - Your Survival Guy -
This is not about piling on the mess in California. It’s about California being the canary in the coal mine. California's insurers might die...
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Popular

Capital Gains Tax: Real and Fake

Super States E.J. Smith - Your Survival Guy -
Take a good, hard look at your state's tax...

You’re the Multimillionaire Next Door for a Reason

Money 101 E.J. Smith - Your Survival Guy -
Originally posted on September 8, 2026. You’re the multimillionaire next...

Beat Inertia: Waiting Until Tomorrow Can Be Costly

Financial Security E.J. Smith - Your Survival Guy -
When was the last time you updated your insurance...

Permitting Reform: This Senate’s Last Hurrah

Money 101 E.J. Smith - Your Survival Guy -
Majority Leader John Thune's Senate hasn't done much, and...

Household Debt Grows as Rates Rise

Money 101 E.J. Smith - Your Survival Guy -
Americans' household debt rose in the third quarter of...

Your Survival Guy’s RAGE Gauge for My Millionaires

RAGE Gauge E.J. Smith - Your Survival Guy -
Your Survival Guy’s RAGE Gauge is in, and I...

Crowding Out: Economic Domination by Government

Money 101 E.J. Smith - Your Survival Guy -
You know the government has an interest in almost...

Prop. 40: California’s Billionaire Tax Officially Fails

Taxes E.J. Smith - Your Survival Guy -
You read here, the day after the election, that...

Disclaimer:

The information contained here is for informational and educational purposes only. It is not intended nor should it be considered investment advice or a recommendation of securities. Past performance is not a guarantee of future results. It is possible to lose money by investing. You should carefully consider your investment objectives and risk tolerance before investing.

Survive & Thrive

The latest

It’s Nice to Go Trav’ling

Travel
In my conversations with you, many of you are...

Capital Gains Tax: Real and Fake

Super States
Take a good, hard look at your state's tax...

You’re the Multimillionaire Next Door for a Reason

Money 101
Originally posted on September 8, 2026. You’re the multimillionaire next...

Beat Inertia: Waiting Until Tomorrow Can Be Costly

Financial Security
When was the last time you updated your insurance...

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