Dear Reader, Last year Vanguard GNMA made just under one percent or 0.87% for 2018 as interest payments offset a decline in bond prices from rising interest rates. As I’ve written to you before, you don’t want to be in the interest rate prediction business. You simply want to collect your interest payments and let […]
How to Avoid 70% Tax Rates
There are few reasonable people in America who believe a return to the crushing tax rates of the 80s are a good idea, but these are not reasonable times. Newly elected Congresswoman Alexandria Ocasio-Cortez has suggested a return to the 70% tax rates on high income earners that were normal during Carter era. You would […]
Tucker Explains: When a Native American Activist Confronted a Student
Over the weekend a lot of news was made over a video that appeared to show Catholic high school students in Washington D.C. for the March for Life in a confrontation with a native American activist (later identified as Nathan Phillips). There were calls for retribution against the students, and even insinuations that they should […]
Is College Even Worth It for Most Americans?
After being relentlessly told they should go to college for their entire lives, many Millennials are waking up to the reality that their student debt and poor job prospects prohibit them from purchasing homes. The Federal Reserve has done research that shows that student loan debt is preventing young Americans from purchasing homes. Josh Mitchell […]
Drones: The New Terror Threat
After fascinating the world with amazing photographic and logistical feats, the dangers of cheap and easy to use drones are being realized. Recently airports in London were brought to a standstill by unidentified drones flying in their airspace. Gatwick’s airport was shut for days by illegal drone activity, and Heathrow suffered as well. But a […]
Happy Martin Luther King Jr. Day!
What’s Good for Thee is not for Pelosi
As Madame Pelosi cools her heels on the tarmac—thank you President Trump—she might ponder why Americans are fed up with her duplicitous stand on the WALL. Because behind her smirk and her walled family compound, is anyone really home? You would think she’s working for the Russians. Maybe she and AOC should get a boots-on-the-ground […]
When the Wealthy Flee, Who Pays for Government?
It is important to analyze your political situation. Is your state taxing you unfairly? Is there an alternative? I wrote this piece on October 8, 2018 to encourage Americans to think about what happens when wealthy taxpayers flee punitive taxation. Who will pay for a state’s government when there’s no one left with any money? […]
The Double Whammy Hitting Today’s Retirees
Retirees today are overcoming a mountain of bad timing. Read why in this post I wrote on December 3, 2018. Retirees today are the victims of an unfortunate double whammy. In the prime home-buying days of their youth, they were forced to pay the exorbitant mortgage rates of the late 70s and early 80s. Then, […]
Tucker Explains: Earning $1 a Year
If America has learned one thing from Tucker Carlson of late, it is that too many citizens are not being heard. They love their country. But have no voice. At the core of Tucker’s message is that in order to change the country, politicians need to understand the individuality/self-interest that makes America great. The simple […]
Remembering Jack Bogle
You know the Vanguard 500 Index thanks to him. And someday, if a Mount Rushmore for investor legends is carved into a mountain side, Jack Bogle will be there front and center. Mr. Bogle passed away yesterday at the age of 89. He will be remembered for the low cost index fund—an idea he made […]