Happy Monday from Your Survival Guy. Here’s your midseason ski report. In a word: busy. And here’s my number one recommendation if you’re retired or have a flexible schedule: If you can, go on a weekday or non-holiday week. Folks are flocking to the slopes to get outside and do something. Another reason for the […]

Your Investment Focus Is the Foundation for Success
Are your investments being looked after with the thought and care you deserve? It never ceases to amaze me how pension investments get mixed up in areas I’d never touch in a million years. Return of assets, not return on assets is my focus. Heather Gillers reports in The Wall Street Journal on the all-time […]

CATO: Global Freedom Is in Sharp Decline
Within the recent release of Cato Institute’s Human Freedom Index 2022 lies a warning—global freedom is in sharp decline. Cato’s scholars report: The HFI is the most comprehensive freedom index so far created for a globally meaningful set of countries and jurisdictions representing 98.1 percent of the world’s population. The HFI covers 165 jurisdictions for 2020, […]

TIME FOR A GONDOLA? Little Cottonwood Canyon Jammed with Traffic
If you’re wondering where all the workers went, look no further than the Silicon Slopes of Utah especially Little Cottonwood Canyon home to Alta, Snowbird, Solitude, and Brighton. Now there’s talk of constructing a gondola to get up the canyon because of the traffic, a “red snake” that can take hours to travel eight miles. […]

Biden Administration Destroying Retiree Fiduciary Protections
The Biden administration is undermining fiduciary protections created by the Trump administration to protect retirees from money managers who would use their wealth to push the radical progressive agenda rather than to secure the savers’ retirements. Now, 25 state attorneys general are suing to stop the Biden administration. Keith Griffith reports for the Daily Mail: […]

4 Life Changing Words for Your Survival Guy: “You Should Try This”
Life throws you a curveball when you least expect it. Which is where I found myself recently when I came home from work. “I’m doing a liver cleanse,” she said. “You can join me or fend for yourself.” Bam! No warning. No time to grab a snack at the office before heading home for dinner. […]

Anti-Carbon Crusaders in Davos Talk ESG and OPM
Dear valued investor, There was a time when you could buy an index mutual fund, set it, and forget it. That time is gone. When Jack Bogle founded Vanguard, he wasn’t thinking about politics. Hardly. He wasn’t envisioning an 800-pound gorilla like BlackRock using your money to vote your shares for its political agenda. Please. […]

Welcome to Hotel California, Where You Can Never Leave
Leave it to California to sap the wealth from the successful. You can add New York, Illinois, Maryland, Hawaii, Minnesota, Connecticut, and Washington to the list too. You know from my Super States ranking where your money will be treated with more respect than it is by these money grabbers. I’ve never been a fan […]

What You’re Telling Me Matters
If being a successful long-term investor was easy, everyone would be doing it. Building wealth over time is hard. Saving money is hard. Sacrifice is not fun. But as Your Survival Guy, it’s my job to help you through times like these when uncertainty prevails. Your Survival Guy knows investing can be tough when prices […]

The Rich Seek More from Bank Accounts
You’re not the only one seeking more return on your cash from your bank. Despite interest rate increases initiated by the Federal Reserve, banks have been slow to increase interest paid to savers. Non-bank players like Fidelity Investments are the beneficiaries of bank inaction, with money market accounts paying owners close to four percent. The […]

California’s Wealth Tax Will Drive Out Remaining Rich Residents
In what appears to be an effort to drive every last wealthy person out of the Golden State, California lawmakers are planning a wealth tax on residents. They even want to tax residents who have already left the state. Fox News’ Aaron Kliegman reports: California lawmakers are pushing legislation that would impose a new tax […]

Political Establishment Irate over Conservative Challenges to ESG
In RealClearEnergy, Rupert Darwall explains that the establishment, both Democrats and Republicans, are circling the wagons to protect ESG investing from conservative challenges. He writes: This month, conservative critics of environmental, social and governance (ESG) investing had something of a surprise – an almost-simultaneous attack on their views from both Left and Right mounting remarkably similar arguments. […]

Congratulations Mikaela Shiffrin on 83rd Win
American skier Mikaela Shiffrin won her 83rd World Cup race Tuesday breaking a tie for the all-time women’s list she had held with former American teammate Lindsey Vonn. Shiffrin needs only three more wins to match Ingemar Stenmark’s overall record—between men and women—of 86 wins. Here’s win number 83 below:

America’s Super States and Stocks that Respect YOU
When you look at my Super States map, you instantly get a feel for where your freedom is better respected in one state vs. another. Yes, this is a competition. There’s a reason certain regions are more competitive than others. Look at the northeast, for example, a region where politicians always seem to be looking […]

NYC Bleeding Revenue as Wealthiest Flee the City
Many of New York City’s wealthiest residents are leaving, and they’re taking a substantial portion of the 66% of the city’s tax receipts they pay with them. Instead, they’re heading to states where politicians respect their money. Places like Texas and Florida. Jing Pan reports in MoneyWise: Haven’t you heard? New York is so 2018. […]

Don’t Let Your Lazy Cash Eat all Your Food
With bond yields this high and considering you might have some lazy cash still sitting around doing nothing, isn’t it time to put it to work? It’s been a while since we’ve seen full faith and credit treasuries with yields this high. Let’s not get into the prediction business. Will the Fed raise rates further? […]