Your Survival Guy

Preparing your investments and family for when disaster strikes.

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Your Survival Guy: “Life on Main Street Hasn’t Been This Hard in a While”

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Are you up to speed with Your Survival Guy? Do you check in daily at www.yoursurvivalguy.com?

I’m E.J. Smith, Your Survival Guy. I created www.yoursurvivalguy.com to give Main Street Americans a boots-on-the-ground look at how to protect their most valued assets from natural and manmade disasters.

My focus at www.yoursurvivalguy.com is:

  • Retirement investing and planning
  • Fixed income/bond strategies
  • Your Survival Guy’s Super States
  • Living a Liberty Retirement
  • Constitutional Carry States and Freedom
  • Generational wealth strategies for families

Disaster prep and financial prep go hand in hand. Your Survival Guy understands that most investors only begin to realize their true risk tolerance after markets fall. Just like when it comes to self-protection they don’t rise to the occasion, they fall to the level of their training. When it comes to investing, I prep you for the falls and help you get the training you deserve.

Bad stuff happens. I help you deal with it daily. And you’ll hear about my own disasters too. Is there anything better than learning from someone else’s mistakes? I’m no different than you in that regard.

I come from a tight knit family. My dad was a salesman. People loved doing business with him. He was the realtor in town that everyone knew. My mom was a fourth-grade teacher, and to this day, her students, now adults, run up to her and tell her, “Mrs. Smith, you were my favorite teacher!” When we were kids, my younger sister and I would be home every night for family dinner. This was my family’s Main Street America.

Later, I studied investments at Babson College and then worked at Fidelity Investments, where I saw how the sausage was made. On the side, I owned a multi-family, and with those early earnings, I began my lifelong pursuit of compounding money.

Today I work with investors like you, many of whom were faithful readers of my father-in-law’s newsletter Richard C. Young’s Intelligence Report, edited monthly by Dick and Debbie Young for over three decades. The letter was built upon Dick’s decades of experience in institutional finance. Today, my brother-in-law Matt is President and CEO of Richard C. Young & Co., Ltd., and my wife Becky is CFO. I’m director of client relations. It’s just a Main Street family business consistently ranked among the best by Barron’s and CNBC.

When I go back to Mattapoisett, MA, where I grew up, and walk up my parents’ stairs, there’s a picture that always stops me in my tracks. It’s of the two of them wearing Ronald Reagan hats at the 1980 Republican National Convention in Detroit. I remember like it was yesterday, sitting at dinner and listening to their excitement for America. Because America, at the time, was broken. High crime, high inflation, uncertain economy…sound familiar? Life on Main Street hasn’t been this hard in a while.

Action Line: Stick with Your Survival Guy. Take care of your family. We’ll get through this together. Check in with me daily at www.yoursurvivalguy.com.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zilldjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com