Your Survival Guy

Preparing your investments and family for when disaster strikes.

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PRIMARIES: Trump Endorsed Candidates’ HUGE Night

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There’s no doubt the power of the Trump endorsement is HUGE based on the 23 wins it helped secure. All in all, it was a big day for President Trump. On Tuesday night, many Trump-endorsed candidates won their primary races (some were running unopposed, marked with a *): Mike Crapo (ID) – Senate Candidate Russ Fulcher (ID1*) – House Candidate Rand Paul (KY) – Senate Candidate James Comer (KY1*) – House Candidate Brett Guthrie (KY2) – House Candidate Thomas Massie (KY4) – House Candidate Harold Rogers (KY5) – House Candidate Andy Barr (KY6) – House Candidate Ted … [Read more...]

All-Powerful Money Managers Voting YOUR Money Targeted by Senate GOP

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You and Your Survival Guy have been watching the problems with ESG funds and all-powerful money managers voting your shares for years now. Finally, someone in Washington, DC, is realizing how bad this is for America. Senator Dan Sullivan of Alaska plans to introduce legislation that will force money managers to allow investors to vote their own shares. The Wall Street Journal’s Angel Au-Yeung reports: A group of Republican senators is looking to curtail the power big asset managers like BlackRock Inc. and Vanguard Group have over public companies. In legislation to be introduced Wednesday, … [Read more...]

Guns and Money: Learn from Ukraine and Get Yours Today

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Do you have enough guns and money? If you answered no, or that you're not sure, you should learn from the experience of Ukrainians who, upon being attacked by Russia, quickly understood how having enough of both guns and money meant the difference between life and death. I posted this for you back in February: With so many unknowns about Russia's invasion of Ukraine, what is clear is that having an armed citizenry works in street-to-street combat. Before getting into the devastating potential for a Russian nuclear attack, let’s focus on self-defense. Because it is pride for one's home … [Read more...]

BE VIGILANT: The Rats Are Scurrying in These Rough Markets

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How are you feeling? Rough markets, I know. But if you’re in value-oriented equities and short to mid-term bonds, you’ve been able to avoid most of the market chaos. Because it’s chaotic out there. I wish I could say it’s going to get better soon, but I don’t know if it will. I’m Your Survival Guy, not Annie—the sun may not come out tomorrow. The carnage is brutal, and it’s widespread. The asset bubble is deflating. Those who have used leverage or borrowed money are either feeling the heat, hanging on for dear life, or they’re already done. We’re talking 50% losses and more, easily, where … [Read more...]

Young Americans Fall in Love with Farming, Again

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UPDATE 5.17.22: There’s a lot to like about being self-reliant in times like these or any time for that matter. I wrote this piece for you with that in mind. Originally posted August 16, 2021. You may have noticed that every time America endures a crisis, people start getting back to the basics. Oftentimes that means farming. The Wall Street Journal's Krithika Varagur reports on a new wave of young Americans returning to the land in the wake of the pandemic and violence in the cities. She writes: More young Americans are joining the agriculture sector and changing what it means to work … [Read more...]

Your Survival Guy: “Sell in May, Buy After Labor Day?”

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Thoughts from Your Survival Guy: “Sell in May, buy after Labor Day?” Not me. The volatility is what separates the good investors from the great. You don’t need to be a hero, just “Survive and Thrive.” How do you think ESG looks when the lead proponent says it’s OK to change mid-course because of the problems in Ukraine? Isn’t ESG yet another climate change money grab? If you’re stuck in mutual funds and ETFs, the mothership is voting your shares. Don’t let the “woke” vote their politics with your money. Take a look at the top ten holdings of ESG funds. You might be surprised how … [Read more...]

Is Your Financial Advisor Hiding the Truth About ESG?

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Is your financial planner, advisor, wealth manager, CPA, CFA, CFP, or whatever else they slap onto their business card on the same page as you? Are you all rowing in the same direction? Have you asked them about ESG, for example? Do they ask you? Because if you don’t know, it’s probably time you do. This is no time to be politically correct when it’s your money on the line. You know where Your Survival Guy stands on ESG. I hate it. And yet, in my conversations with you, a prospective client, you told me you asked your “guy” about ESG the other day, and you didn’t get a straight answer, as … [Read more...]

CRYPTO: Has the Fire Gone Out?

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In The Wall Street Journal, Peter Santilli and Corrie Driebusch write that "Last year cryptocurrencies were on fire and appeared to gain more legitimacy after years of being considered a fringe, speculative product." In the last six months, crypto has lost $1 trillion in market value. It's fair to ask, has the fire gone out? Santilli and Driebusch write: In November, bitcoin and ethereum, two of the most popular cryptocurrencies, reached all-time highs. Bitcoin’s value at 5 p.m. on Nov. 9 was $67,802.30; ethereum was worth $4,800. They are now down 58% and 60%, respectively, from those … [Read more...]

MARKET CHAOS: This May Take Time, Here’s How to Prepare

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Do yourself a favor. Take a vacation (everyone else is, trust me). Turn off your phone, your computer, your TV, and take a mental break from your investments for a minute. Because in times like these, and they’re quite the times, it never ceases to amaze me how all of a sudden investors get “serious” about their money. They stay up late, study hard, and pull all-nighters trying to figure it “all” out. Come on. Are you kidding me? One of your greatest assets as a successful, long-term investor is the ability to keep your cool while others lose theirs. And as Your Survival Guy, I’m not going … [Read more...]