Your Survival Guy

Preparing your investments and family for when disaster strikes.

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More Guns Means Less Crime in Brazil Too

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One of the most important books written about the Second Amendment and gun policy in America is John Lott’s “More Guns, Less Crime,” from 1998. In it, Lott makes the argument for law-abiding American gun ownership. The evidence he found in the United States showed that more guns equaled less crime, and it turns out that may be true in Brazil as well. In a recent op-ed in The Wall Street Journal, John Lott comes back to explain how his theories have performed in Brazil, with homicide falling 34%. He writes: “Lives are on the line,” President Biden said after the Supreme Court held New York … [Read more...]

Your Survival Guy: Clearing the Decks, Buying a Boat, Seeing the World and More

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OK, some updates for you from Your Survival Guy to clear the decks. The new Grady White is in (engines too) and ready for delivery. It’s a Canyon 306 with twin Yamaha 300s. The name: Tom Sawyer. I’ll send you pics next week. Here’s how to buy a boat. Had lunch with clients yesterday here in Newport, RI overlooking the water on a beautiful June afternoon. We’ve been working together now for twenty years. Over that time, the relationship has expanded, through referrals, to six other relationships with their friends and family. If you feel someone you care about would like to talk with … [Read more...]

Democrats Admit Anti-Gun Bill Is Just the Beginning

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Sen. Chris Murphy (D-CT), admitted in an interview with MSNBC’s Andrea Mitchell that after passing his  gun control bill, “there’s a lot of future legislation that becomes possible after we get this to the president’s desk.” Watch Murphy here: Action Line: Everyone knew this bill was just the camel’s nose under the tent. Soon, emboldened Democrats will attempt to squeeze every anti-gun piece of legislation through the door. Get your gun and your training now. They may not be available later. Stick with me to weather this storm. … [Read more...]

Save America from Woke District Attorneys with Precision Prosecution

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In City Journal, Thomas Hogan discusses what he calls “Precision Prosecution” and how it has kept cities like Jacksonville, Florida safe. He writes: Chesa Boudin has been recalled after a disastrous stint as San Francisco district attorney, and whoever replaces him should take lessons from cities that have resisted the progressive prosecutor trend. Law enforcement officials in Atlanta, Dallas, and Jacksonville are rediscovering a tactic that history and research vindicate: precision prosecution. In Jacksonville, Florida’s biggest city, state’s attorney Melissa Nelson and local police have … [Read more...]

BREAKING: Supreme Court DISMANTLES New York’s Unconstitutional Gun Laws

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For over 100 years New Yorkers have had to prove that they had a "need" to exercise their Second Amendment rights. Other states have similar rules that prevent some residents who simply want to carry a firearm for self-defense from obtaining a license. Now, in a decision written by Justice Clarence Thomas, the court has dismantled New York's unconstitutional requirements and set the system right. The NY Post's Mark Moore and Zach Williams report: The Supreme Court struck down New York’s century-old law restricting the carrying of concealed firearms Thursday, its first major Second Amendment … [Read more...]

Here’s Why You Need a 15-Year Retirement Investment Plan

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All is not lost in a downward moving market, especially as interest rates rise. One way to think about your portfolio is to look at it over a period of, say, 15 years. What’s your 15-year plan? Can you survive another three years like this one? How about the last three years? They weren’t too bad. Thinking over a 15-year period might not be as hard as you think. The last 15 included a real bruising time during the financial crisis (I hope you didn’t sell). Prices go up, and prices go down—dividends and interest rates do too, especially in times like these, and that’s a good thing. Today … [Read more...]

Slow and Steady Wins the Race: Most People Can’t Handle Making Money This Way

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Remember when interest rates were zero? When stocks were booming? Now with tiny interest rate increases, the NASDAQ is down a third, bitcoin is in ruins, and cryptocurrency accounts are in lockdown. What gives? In a word: Speculation. When the risk-free rate of return is nothing for years and years, and then investors stick their necks out with retirement money into areas where they don’t belong, it’s dangerous. This isn’t to say there won’t be a rebound. In my observation, when investors start losing more than, say, 15%, the sell orders start flying. They can’t handle the losses, and in … [Read more...]

Biden’s Disapproval TWICE as Bad as Trump’s

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At this point in his tenure as president, Donald Trump had proven to the American people that he was a capable president, and his disapproval ratings were improving, at a net disapproval of -7.4 points. Joe Biden's approval ratings have not improved, and in fact, have simply gotten worse and worse. His net disapproval is over twice as bad as Trump's was, at -16.1 points according to the Real Clear Politics average for June 22, 2022. Mark Halperin discusses Biden's terrible polls on NewsMax: Action Line: Americans know what's happening. They aren't being fooled by Biden blaming Putin, … [Read more...]

WATCH: Sen. Ted Cruz Offers REAL Plan to Stop School Violence

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On Sean Hannity's show, Hannity, last night, Senator Ted Cruz (R-TX), explained his plan that actually seeks to protect kids from violence at school and why the current gun control legislation working its way through the Senate won't work. Action Line: You know Your Survival Guy wants you to exercise your Second Amendment rights safely. Get your guns and your training now. Don't wait to protect your family. Stay ahead of the game by signing up for my free monthly newsletter where I help you Survive & Thrive. … [Read more...]