Your Survival Guy

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    • Welcome

If You Build It, They Will Come

March 10, 2023 By E.J. Smith - Your Survival Guy

This is how you create a great business. Discover a need, tell the truth, and the business will come. Here's the story of one man who did just that, Randy Nonnenberg, creator of the automobile auction site, Bring a Trailer. Ben Cohen writes of Nonnenberg in The Wall Street Journal: Bring a Trailer has become the place for enthusiasts like Mr. Felker to buy, sell and geek out over their dream cars. The platform auctions hundreds of cars every week, spanning thousands of makes and models from Ford to Ferrari and projects under $10,000 to beauties over $1 million. The site’s popularity has … [Read more...]

“Will We Have Enough to Live On Forever?”

March 9, 2023 By E.J. Smith - Your Survival Guy

Being disciplined is tough. It often entails doing stuff you don’t want to do. Exercise and eating right are at the top of the list. Your career and saving money? Yup. Compounding money? Check. But what about retirement investing? Yes. Most definitely. But here’s the kicker. After years of doing what’s right, you’d think it would get a little easier. It doesn’t. When it comes to money and taking care of it like you would a loved one, it doesn’t get easier with age. It gets tougher and tougher. The pre-retirement years are brutal. “Will we have enough to live on for the rest of our … [Read more...]

When Will Florida Join the Permitless Carry States?

March 9, 2023 By E.J. Smith - Your Survival Guy

You have watched over the last few years as many American states have adopted permitless carry and constitutional carry laws. But many people are anticipating the addition of Florida to that list. Governor Ron DeSantis has encouraged the state's Republican-controlled legislature to send him a bill allowing permitless carry in the state, and it looks like that will happen soon. Here's an explanation of the current legislation being proposed, as reported by Brianna Andrews for News 4, in Jacksonville (abridged): The Florida legislative session officially starts on Tuesday, and one proposed … [Read more...]

Prepping for the Storm, Hiding in Cozy My Cave

March 8, 2023 By E.J. Smith - Your Survival Guy

You know I’m not interested in predictions. Yes, I hope the Bruins make it to the Stanley Cup and win it all. But I’m not betting my life’s savings on it. And most sports fans aren’t that reckless with their money. But when it comes to money and investing, the stories are crazy. If this was forwarded to you. Join the club. Sign Up here for my weekly email. It’s not unusual to hear horror-thons about betting the ranch on what turned out to be the next best thing. You know the stories as well as I do. And as Your Survival Guy, you should know by now I’m more interested in the return of … [Read more...]

DOMESTIC TERRORISM: Violent Anti-Police Protesters Arrested in Atlanta

March 8, 2023 By E.J. Smith - Your Survival Guy

The wave of crime and anti-police sentiment that was spawned in the summer of 2020 has given rise to organized movements participating in violence against law enforcement officers in America. Now, 23 people have been arrested and charged with domestic terrorism for attacking the Atlanta Public Safety Training Center. Videos of the clash show a mob attacking the facility. Ariel View - Atlanta Public Safety Training Centerhttps://t.co/69v7LnaGP2 pic.twitter.com/dcocG0mybH — Atlanta Police Department (@Atlanta_Police) March 6, 2023 Emerging: Construction equipment seen on fire amid … [Read more...]

Hey, Where’s Everyone Going? Follow the Money Kid

March 7, 2023 By E.J. Smith - Your Survival Guy

If you want to know what’s going on in the world, just follow the money. That’s what I do. Take a look at the money exodus from states that treat residents like piggy banks. Remember, money travels to where it’s well treated. Just follow the money. If this was forwarded to you. Join the club. Sign Up here for my weekly email. Art Laffer and Stephen Moore, co-founders of the Committee to Unleash Prosperity, share the numbers in this WSJ piece (abridged): Lawmakers in California, Illinois, New York and Washington state have proposed new taxes on wealth, and higher income taxes for the … [Read more...]

Plane Passenger Attempted Stabbing of Flight Attendant

March 7, 2023 By E.J. Smith - Your Survival Guy

Is it any wonder Americans are rethinking how they take to the "not so" friendly skies? The surge in private flight is only going to grow. It's why Your Survival Guy works with my guy on the ground to avoid the unpredictability of crowds. Asher Klein reports for NBC10 Boston: A man on a plane from Los Angeles to Boston tried to stab a flight attendant in the neck with a broken spoon after trying to open a door in the air, federal prosecutors said Monday. The incident took place Sunday night less than an hour before the United Airlines flight landed, according to the U.S. Attorney's Office … [Read more...]

Take Action: Don’t Wait for the Best to Save You

March 6, 2023 By E.J. Smith - Your Survival Guy

Wouldn’t it be a shame if, five years from now, you’re earning peanuts on your savings? That’s a real risk. Because if the Fed backs itself into a corner, the economy gets into a pickle (and who knows what else), it may be forced to cut rates. At least, that’s what the talking heads are saying. You know I don’t like predicting interest rates. Predictions are cheap. Everyone has one. And they’re not a worthwhile endeavor. I’m Your Survival Guy, not “Mr. What If This Happens.” I like to take action based on what’s in front of me. And what I’m seeing now are attractive enough rates that … [Read more...]

Walmart Evacuates as Portland Spirals Out of Control

March 6, 2023 By E.J. Smith - Your Survival Guy

In the summer of 2020, Portland, like many cities, saw a spike in crime that hasn't abated. Your Survival Guy has been watching the poor business owners of Portland plead for help as the city sinks under a crime wave. Murders have soared as the city has defunded its police force. Many small business owners have fled the city, and they aren't alone. Big businesses have also been pulling their stores from Portland. Walmart has now announced it will close its last two stores in the city after constant thefts made it impossible to do business there. Alex Hammer reports for The Daily … [Read more...]

When Is the Best Time for You to Do This?

March 3, 2023 By E.J. Smith - Your Survival Guy

“Life’s short,” my grandfather would say. “You’re only here for a visit.” He didn’t say it to me. I was too young when he passed away. He said it to my dad, who just turned 79. My grandfather would also ask my dad when he was starting out in business, “Do you know when the best time is to plant a tree?” And that got passed down to me. I never liked that one. “Yesterday,” I’d respond, feeling the pressure of not doing whatever it was I was supposed to do yesterday. “That’s right. Do you know when the next best day is to plant a tree?” “Today,” I’d say, feeling like, what’s … [Read more...]

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