Recent Posts from

“We Want Preservation…” No Soup for You!

When prospective clients tell me, “We want preservation of principal and growth,” I think of the Soup Nazi from Seinfeld and feel like responding, “No soup for you!” Because this happens all the time. And I get it. Part of our precious time together at, dear reader, is to learn about each other and […]

Why This Is My Number 1 Super State

As you can see in Your Survival Guy’s 2024 Super States, my number one state, New Hampshire, is a beacon of freedom in New England. Some of the wealthier bring their money with them to live free or die in NH, while others make a border crossing to ply their trade in Massachusetts. Look at […]

What Took Them So Long?

Last week, State Street Global Advisors announced that it is leaving the group Climate Action 100+, which seeks to use financial power to implement the goals of the radical progressive climate agenda. This follows on the heals of BlackRock’s backpedaling, and Vanguard’s leaving a similar group, the Net Zero Asset Managers initiative. Silla Brush reports […]

Future of Airpower Takes First Flight

Audrey Decker of DefenseOne informs her readers that General Atomic’s QX-67A air combat drone, a part of the U.S. Airforce’s robot wingman flew for the first time. She writes: General Atomics’ new air combat drone has flown, another step toward what the Air Force is calling the “first of a second generation” of autonomous aircraft. […]

Google Accidentally Exposes the AI Rush

You may have noticed the uproar this week over Google’s Gemini Artificial Intelligence, which refused to produce images of white people in historical context and also couldn’t bring itself to admit that pedophilia is evil, among other tragic responses to user queries. The Wall Street Journal’s editorial board details the issues, writing: Google is scrambling […]

Staggering U.S. Debt Growth: $1 Trillion Every 100 Days

You know America’s voters are scared of the massive debt load being piled up in Washington, D.C. Now, reports CNBC’s Michelle Fox, America is stacking up $1 trillion in new debt every 100 days. She writes: The debt load of the U.S. is growing at a quicker clip in recent months, increasing about $1 trillion […]

Your Survival Guy’s 2024 Super States: Time to Flee?

Your Survival Guy’s 2024 Super States is in, and I wonder: Is it time to flee? Because this is the beginning stages of a tectonic shift in America. You and I know the moving vans are gassed up and running. They’re ready to leave the big, blue-blob states on both coasts and elsewhere. No longer […]

You Can Come Up Empty Handed When Reaching for Yield

The Wall Street Journal recently gave readers four examples of areas to pick up yield as alternatives to money market accounts or CDs: Multiyear guaranteed annuities Defined-maturity ETFs Preferred stocks Exchange-traded debt Your Survival Guy would not recommend a single one of these. Here’s what the WSJ had to say about annuities: MYGAs, as these […]

With AI, You Get Out What You Put In

In a rush to keep up with the artificial intelligence (AI) mania, Google recently released Gemini, its latest AI technology, to the public. The bot immediately angered users who asked for historical facts and were met with woke interpretations. The problem is, when AI learns from garbage woke opinions, users get garbage results. It’s a […]

DIVIDENDS: “Do or Do Not. There is No Try”

Ahhhh, cash, money, green. Sounds so nice. More money, less work. We all want it, and we all say we need it, but when it comes to investing, why do investors ignore it? I’m talking about dividends. In a “What have you done for me lately?” world, investors live or die on prices. Don’t be […]

Is It Any Wonder Residents Are Leaving New Jersey?

Is it any wonder residents are leaving New Jersey? The Wall Street Journal’s editorial board explains Governor Phil Murphy’s epic flip-flop on the state’s corporate surtax. They write: New Jersey Gov. Phil Murphy on Tuesday proclaimed the resurrection to much jubilation in Trenton. Lo, he plans to revive a corporate 2.5% surtax that lapsed a […]

Cato’s Chris Edwards on the Housing Affordability Crisis

America has a housing affordability crisis caused by the government that the government would like to fix with, you guessed it, more government. This is no way to solve it. When the government offers help, run. Cato’s Chris Edwards explains why the low-income housing tax credit (LIHTC) won’t work to solve the housing affordability problems, […]

DIVIDENDS: The Highest Yield Isn’t Always Best

Dividend yield is important, but sometimes, a high yield can be a warning. In the past fifty years, stocks with yields in the eighth decile have outperformed those with yields in the ninth and tenth deciles, as well as those in the sixth and seventh. Action Line: When you want to talk about dividends and […]

Be Careful When Choosing a Bank

Your Survival Guy wants your lazy cash working its tail off for you. That’s why I recommend my favored Treasury money market. But you have to be careful when choosing a bank. In The Wall Street Journal, Rachel Louise Ensign explains that not all banks are giving you what they advertise. She writes: A few […]