Recent Posts from YourSurvivalGuy.com

Happy Easter: A Family Hunt for Dow 80,000

As you prepare for the quarter’s end, let’s reflect on where we’ve been. As the Dow Jones Industrial Average temporarily crossed 40,000 were you reminded of how far we’ve come? Because in my conversations with you, you tell me you remember when it was Dow 10,000, 6,000, or lower. The older we get, the higher […]

Your Retirement Life: Are You Talking with Your Advisor?

In my conversations with you, you tell me how you’re feeling. That’s OK. I’m up to the task. “Just checking in” calls are a way for me to hear you. And it’s nice that most, not all, of our conversations are about other things than simply investing. Just this week, you told me about the […]

A Warning from Japan

It takes more yen to buy a dollar today than at any time since 1990. Not even during the Asian Financial Crisis did the yen become this weak compared to the dollar. Foreign exchange is a matter of comparison, and right now, the US Dollar happens to be a nice house in a bad neighborhood. […]

Your Survival Guy vs. The Boston Globe

I’m a long-time subscriber to The Boston Globe but even I have my limits. I’ve canceled numerous times only to come back to see what’s going on. It’s not good. I can’t even look at the front page it’s so bad as I quickly page to the sports section. Even the sports section has been […]

Key West Insider’s Guide: UVA Wine Shoppe

I hope you’re looking forward to being with family and friends this Easter. If you’re in Key West, stop by and see our friend Mark Gambuzza at UVA Wine Shoppe. Originally posted on December 28, 2023. Your Survival Guy wants you to get away from it all this winter. A tropical break, if you will, […]

Investors Are Fat, Dumb, and Stupid

Let’s imagine it’s 1999. You’re about to retire. You had a good career. And like anyone else invested in stocks, you’ve had a good run. Then, some time goes by, you’re on a European riverboat cruise, and boom, the tech bust hits. That was the exact moment many investors realized their risk tolerance was, in […]

Buffett Calls Out Stock Market “Gamblers”

Many investors today have become fat, dumb, and stupid. They’re speculating with the expectation that they’ll always win. In his recent letter to shareholders, Warren Buffett called out such gamblers. Business Insider’s Theron Mohamed reports: Buffett also criticized speculators in his letter, noting that stock traders are “neither more emotionally stable nor better taught” than […]

How Your Survival Guy Invests in AI and Cryptocurrencies

There will be winners and losers in AI and cryptocurrencies, which is why Your Survival Guy likes utilities. Utilities have been steady dividend payers for years. Why not invest in areas that AI and crypto will depend upon? Katherine Blunt and Jennifer Hiller report in The Wall Street Journal that the main focus of the […]

Will AI Electricity Demand Resurrect Nuclear Power?

You know that AI and cryptocurrency technologies demand massive amounts of electricity. According to Michał Rogucki, writing in YTech News, nuclear power is a “rising star in data center power solutions.” He writes: Amidst the increasing energy demands of data centers, particularly those handling AI workloads, companies are turning to nuclear power as a sustainable […]

Texas Attracts Data Centers with Cheap Power and Land

What is the currency of AI and the digital future? It’s power. Electricity is necessary for data centers, whether they’re running chips from AMD or Nvidia. They all run on power. The cheaper the electricity, the more profitable the companies running them. That’s why, with its mix of cheap power and cheap land with access […]

YOUR RETIREMENT: Time Isn’t Necessarily on Your Side

In my conversations with you, you tell me how you made your money. You saved ‘til it hurt, had the kitchen table talks, put water in your Cheerios, in some cases lost it all, then made it back and then some. Each story is different, yet as the saying goes, happy families are the same. […]

“I Can’t Charge $20 for Happy Meals.”

“I can’t charge $20 for Happy Meals.” Those are the words of Scott Rodrick, the owner of eighteen McDonald’s in Northern California, where legislators have increased the minimum wage to $20 per hour for fast food workers. So Rodrick and many other franchisees are being forced to make hard decisions regarding employees whom they can […]

Save Til It Hurts: Women Face Unique Retirement Challenges

You know that Your Survival Guy is most interested in keeping you happy and well during retirement. The best way to do that is to save til it hurts while you’re working so your savings doesn’t run out when you need it most. For women, who tend to earn less but also live longer than […]

How You Livin’? Crossing on the Queen Mary 2

Happy Friday. As my nephew asked me the other day, home from college and all the stuff one learns: “Uncle E, how you livin’?” “How I’m livin’?” I thought to myself. I haven’t thought about it. But it gets right to the point, doesn’t it? Which brings me to my conversations with you. I know […]

More Bad Ideas from Progressives Could Leave You Hitchhiking

Residents of Minneapolis may have to start hitchhiking to their doctor’s appointments because progressives in the city have passed a law that will drive ride-sharing services like Uber and Lyft out of the city. Ryan Mills explains at National Review: Twice a week, Jim Grathwol’s son, Matthew, travels to a Minneapolis clinic to have his […]