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“Then One Day the Grandfather was Gone”

Your Survival Guy has a client whose grandfather left him some money. That was nice. But the real gift was how his grandfather would teach him about money when they were together. How to roll pennies, nickels, dimes, and quarters sitting on the floor and talking. Adding up the pile and feeling the weight in […]

How Joe Biden Raised Oil Prices

You saw Joe Biden demonize fracking and the oil industry throughout his campaign until the debates when Donald Trump cornered him on it, at which point he denied it all. Then, once he moved into the White House, Biden began his war on oil and helped to drive up prices on everything Americans need. At […]

Is the Philadelphia Looting Spree the Wake-up Call America Needs?

Crime has ravaged businesses across America since 2020, when radical politicians gave looters the green light to turn America into a warzone. Since then, the nation has watched with horror as roving gangs have cleaned out popular locations like Nordstroms and Apple Stores and even little gas stations. For two days now, America has watched […]

“No Way I’m Spending That Much on Those”

Your Survival Guy and Gal were in Boston this weekend, visiting our daughter and son. If you want to know what stagflation feels like, have two kids in college at the same time. Many of you know exactly what I’m talking about. Take, for instance, after breakfast, strolling down Newbury Street window shopping. The next […]

What Trade Policy Serves America’s National Interest Best?

In The American Conservative, Micah Meadowcroft examines the words of one of Your Survival Guy’s favorite presidents, “Silent Cal” Coolidge, who is known for saying, “The business of America is business,” but who actually said, “After all, the chief business of the American people is business. They are profoundly concerned with producing, buying, selling, investing […]

California Wants to Make the 2nd Amendment Unaffordable

California, led by Gov. Gavin Newsom, is doubling the tax it demands from law-abiding gun owners on sales of ammunition and guns. It appears Newsom and the California legislature have settled on a strategy of simply pricing the poor out of their Constitutional rights as enumerated in the Second Amendment. Adam Beam reports for the […]

“You Didn’t Eat That Again, Did You?”

As Your Survival Guy, I understand the immense pressure you’re under to “do something.” Everyone’s got a plan of what to do with your money. I know this not because you tell me what they’re telling you, but just from experience. I know, for example, when you’re asking me, “Why are we holding this position?” […]

Is McCarthy Up to the Task?

What’s wrong with a line-by-line approach to the budget? Here, Congressman Matt Gaetz (R-FL) explains to Fox News host Maria Bartiromo why he can’t support McCarthy’s approach to running the House of Representatives. The way to fund the government is not by doing it the same way Congress has since the mid-90s, where it’s one […]

Rising Costs Are Hammering Commercial Real Estate

The commercial real estate market is getting hammered by rising costs. Not only are higher interest rates scaring away potential buyers, but high insurance costs are also killing demand. Konrad Putzier reports in The Wall Street Journal: Commercial property owners, already struggling with high interest rates and rising vacancies, face exploding insurance costs that keep […]

Your Survival Guy Fishing with Dolphins

Your Survival Guy was fishing this summer and came into these pods of bottlenose dolphins. You can see some of the famed Newport mansions in the background. Best viewed on a mobile device. Life Comes at You Fast. Slow It Down with My Friday Email. It’s Free. 

Judge Shatters California High Capacity Magazine Ban

U.S. District Judge Roger Benitez shattered the state’s ban on high-capacity magazines, calling it unconstitutional. The ruling could set up a Supreme Court decision on the matter, potentially affecting similar bans throughout the country. Jonathan Stempel reports for Reuters: A federal judge in California on Friday declared that state’s ban on magazines that hold more […]

Is Your Water Safe to Drink? NOLA Residents Aren’t Sure

Residents of New Orleans are wondering whether or not they’ll have safe water to drink as forecasts for the Mississippi River levels decline, and the threat of a saltwater intrusion from the Gulf of Mexico becomes a reality. Nadine El-Bawab reports for ABC7, writing: New Orleans Mayor LaToya Cantrell has signed an emergency declaration over […]

Wellington and Wellesley Funds Not Managed by Vanguard

In my conversations with you, we talk about the virtues of being a balanced investor. You can achieve this through a mix of blue-chip dividend payers and laddered bonds. To illustrate, I’ll use as a proxy Fidelity Balanced, Vanguard Wellington, and Vanguard Wellesley funds. In that order, they have roughly the following stock/bond allocation mix: […]

Remembering Jimmy Buffett: The Oldest Surfer on the Beach

I was driving past First Beach in Newport, RI, this past weekend, watching the waves from Hurricane Lee forming an offshore break from a northerly wind. It was peaceful. And it reminded me of the song “Oldest Surfer on the Beach” by Jimmy Buffett. Appearing on the 2013 album Songs from St. Somewhere, it was […]

The Folly of Windmills from Nowhere USA

Your Survival Guy and fellow boaters were astonished at the city-like size of a massive ship parked outside of Newport Harbor for weeks this season. Turns out it’s used to put up windmills not made in the USA. And, cue the music, they’re running out of taxpayer money. The Wall Street Journal’s editorial board reports: […]