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What the Fed Rate Cut Means to You: Part II

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By Arne Beruldsen @ Shutterstock.com

Remember when former Fed Chair Alan Greenspan was referred to as “The Maestro” conducting the economy to a soft landing during the 90s? The only problem was when the music stopped, like it did during the Tech Bust earlier this century, hopes and dreams were crushed.

The Maestro’s symphony could have been titled “This Time It’s Different,” lulling its listeners like the Pied Piper right up until the last movement that could have been subtitled “Turns Out, Not So Much.”

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Today, plenty of talking heads are cheering conductor Powell’s rate cut, but what if investors continue bidding up stocks only to be heartbroken at the most important investment time of their lives—their retirement years?

As an aside, during all those years it took the Nasdaq to recover, most early investors were long gone—scarred for a generation—never to return to stocks in their lifetime. And those who stuck around earned hardly a dividend for their patience.

Your Survival Guy did a recent study on dividend-centric equity funds. You can see the table below to draw your own conclusions.

Action Line: We live in a time where prices are running the show. You and I know prices come and go, but income in the form of dividends is tangible. If you want to talk about a dividend-centric stock portfolio, email me at ejsmith@yoursurvivalguy.com, and we can talk. But only if you’re serious.

Read Part I here.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.

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