Your Survival Guy

Preparing your investments and family for when disaster strikes.

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A Christmas Story: Rich Grandchild, Poor Grandchild

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In this most wonderful time of the year, you don’t need to break the bank to help a grandchild. Give the gift that keeps on giving—COMPOUND INTEREST—and let TIME do the heavy lifting. You don’t need to fill Santa’s sleigh with cash. Tuck a little into their stocking each year while sugar-plums dance in their heads using my favored Fidelity UGMA.

Life Comes at You Fast. Slow It Down with My Friday Email. It’s Free.

Start early. It is the key. Because time is the magic that makes money fly.

And yes, TIME is a double-edged sword. It goes by too quickly—and yet it turns hundreds into hundreds of thousands.

Do what I illustrate below, and you will stop TIME in its tracks like a reindeer landing on your roof.

How? Because they’ll never forget YOU.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.

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