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When Rates Are This High, I Pay Attention

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What you’re looking at is a snapshot of the yield curve at certain points in recent history and today. My, how far we’ve come. And hopefully, there’s further to go.

Life Comes at You Fast. Slow It Down with My Friday Email. It’s Free.

But you and I know hope is not a strategy. With that said, if you’re on a fixed income,  take a hard look at locking in some of today’s yields well into tomorrow. If you have lazy cash sitting around, sink your teeth into today’s yields.

Remember, it was only three short years ago we were looking at a different landscape. Yields were scraping the bottom, like dredging for bay scallops. Now all of a sudden, rates are pretty nice.

Look at the middle part of this curve. Is it the best we’re going to see? I’m not in the prediction business. But you can generate a solid income stream right now. Because when rates are close to four percent, I’m paying attention. I think you should too.

Action Line: A lot of money has not been made simply for failing to take action. Beat inertia. Let’s talk.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.

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