Your Survival Guy

Preparing your investments and family for when disaster strikes.

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Friends, Come with Me on a Road Less Traveled

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You’ve come a long way. Pretty nice view, isn’t it? Look at your savings. Who would have imagined you’d be where you are today? Nice.

And because of who you are, I want you to become intimately familiar with the yield curve. Fixed income is alive and well. Pretty nice, I’d say. And before we try and rain on this parade with inflation talk (I’ll get to that in a minute), let the yield curve sink in. Better yet, show it to your lazy cash sitting at the bank doing nothing for you.

Your Survival Guy’s life has been one of compounding. Compounding experiences. Compounding money. Both are worth doing. I feel confident and comfortable advising you on what’s worked for me. I think we can learn from each other.

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You don’t need to set the world on fire. Rubbing two sticks together and hoping for that big “hit” can be a tough road to travel. That doesn’t mean it won’t happen. Some of my biggest “payoffs” have been from being in the right place at the right time. But you need to be in the game for that to happen.

You don’t need to compound big numbers to make big money. You do need time. You need patience. Because compounding and saving is a long road less traveled. But it’s a good one. And it is quite fun after a while.

Now, a word about inflation. It means different things to different people. The so called “smartest” guys in the room haven’t been in your shoes. If you’re reading this, chances are you’re a saver and a fairly wealthy person. You don’t have debt. You’ve been careful with your money. In other words, you saved ‘til it hurt. You didn’t spend what you didn’t have. Inflation eats the impulsive and the weak. That’s not you. You’re an inflation warrior.

Action Line: You live different. You’re a fighter. You don’t need to set the world on fire. You put one foot in front of the other. Pretty nice view, isn’t it?

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.
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