Your Survival Guy

Preparing your investments and family for when disaster strikes.

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“The Heat Isn’t Working Upstairs”

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By lassedesignen @ Shutterstock.com

Your Survival Guy returned home from work yesterday (yes, going to the office is still a thing) to: “The heat isn’t working upstairs.”

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I’ll let you guess who said it, considering we’re now empty nesters. If our dog could talk, his eyes were saying, “You might want to go back to work.” On the coldest day of the year (so far), it was the second time we turned on the heat or tried to this year.

Which brings me to another note to self: “When the AC wasn’t working a couple of months ago, maybe that was a good time to get the heating system checked out. Just saying.”

Action Line: Look, I’m Your Survival Guy. I’m trying to help. In times like these, when everything seems to take longer than it used to, I suggest planning for the worst and hoping for the best. Because we know hope is not a strategy to live by.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.