At the center of every good football team is a quarterback who can pick apart defenses before the ball is even hiked. He’s able to read his opponents, adapt, and communicate audibles on the fly. But what if your quarterback couldn’t speak? The F-22 and the F-35 are looked at as the quarterbacks for the U.S. Air Force. But there’s a problem with these quarterbacks of the sky, they can’t communicate with each other without breaking radio silence. The F-22 can’t transmit its sensitive data to any other aircraft except other F-22s. This limits the F-22 from passing along its “God’s Eye View” to … [Read more...]
New Traveler’s Guide To Gun Laws Available
If you are a gun owner and plan on traveling at all with your firearms, you must understand the laws of the states you are passing through and visiting. There's no better resource available for that than the 2018 Traveler's Guide to the Firearm Laws of the Fifty States written by J. Scott Kappas, Esq. The staff of the NRA magazine America's 1st Freedom write of the book: The book, just updated for 2018, helps gun owners stay abreast of the most up-to-date laws for each state. Author J. Scott Kappas presents the information by state, and each entry includes a short checklist of the laws for … [Read more...]
Dividends are on the Rise
Dividends are the backbone of the Retirement Compounders. Now Michael Wursthorn reports in The Wall Street Journal that dividends are on the rise. Dividends are on the rise when investors have fewer reasons to buy the stocks that pay them out. More than a fifth of the companies in the S&P 500 have boosted their dividends to shareholders so far this year, while none have slashed their payouts, a first since 2011, according to S&P Dow Jones Indices. The increases are getting bigger too, with companies on average raising their payouts by 14%, the biggest jump since 2014. The … [Read more...]
Don’t Put Your Greed too far Ahead of Your Fear
This morning The Wall Street Journal tells the story of Harvey Hajiyan, a financial adviser who has been making big bets in the market on margin. In speaking to the Journal, Hajiyan said a phrase that should be a warning bell to any investor "all the strategists agreed." Any time everyone is in agreement on something, you should pick your head up and take note. Someone isn't pricing in risk properly, and if you're just coasting along with the crowd, that someone is you. Use Mr. Hajiyan's tale as a reminder of what happens when investors put greed too far ahead of fear. The Journal's Michael … [Read more...]
Today the Supreme Court Will Hear a Case that Could Gut Public Unions
When Governor Scott Walker signed Right to Work legislation in Wisconsin, it began a drop in union membership that has so far taken 60% of government employees off the rolls. It turns out that when employees aren't forced to join unions to keep their jobs, they typically don't want to. The case before the court today, Janus v. American Federation of State, County and Municipal Employees will determine whether or not public unions can force non-members who work for the government to pay what are known as "agency fees." The argument is that these fees are by their very nature political … [Read more...]
How to Help Your Child Before Tragedy Strikes at School: Part II
“What is the discussion about at school regarding the Florida High School shooting?” I asked my kids last night. That guns should be eliminated from society was the gist of their response. I like President Trump’s suggestion to arm teachers and school staff. It makes no sense to make schools gun free zones. You never hear about mass shootings at police stations. Crazy people are the problem, not guns. And if they knew they’d be taking return fire, they might reconsider the value of their life and not kill the innocent. On her blog, Ann Coulter discusses the FBI's lack of focus on … [Read more...]
How Not to Choose Your Investment Advisor
When financial advisors take it too far to embellish their credentials, it’s the investor who typically pays the price no matter how well-intentioned an advisor may be. In this case you have advisors giving speeches outside of Harvard and West Point with no affiliation to the institutions what so ever and taking credit as being invited guests. The huckster putting these gigs together is Clint Arthur, a former taxi driver and butter salesman who, according to columnist Jason Zweig, “trains businesspeople—including, so far, about three dozen financial advisers—in media skills.” “In order … [Read more...]
The U.S. Military is Setting its Sights on Improving Hit Probability
The U.S. Military wants to improve its hit probability with a system that looks like it’s straight out of a Sci-Fi movie. The AIMLOCK system, a stabilizing, self-targeting system, will greatly improve accuracy when firing weapons from vehicles, on boats, and from aircraft. The platform can be used across a wide range of weapons. According to Terence Rice, Project Management Engineer at the Joint Service Small Arms Program, the Future Integral Target Engagement System (FITES) technology will be incorporated into the Army’s Future Vertical Lift (FVL) program in Fiscal year 2019. At first … [Read more...]
Are You a Baby Boomer with a Retirement Income Problem?
Originally posted October 23, 2017. You need income in retirement. It’s that simple. But to many, retirement income, and the lack thereof, is a problem that will never be solved. Over the weekend I read an article in the local paper about how dreadfully ill-prepared the Baby Boomer generation is when it comes to retirement income. And it’s a subject that comes up quite often in my conversations with prospective clients. They ask me, “How will I get income from my investments?” After I explain how we construct portfolios, I tell them that a good rule of thumb is to draw no more than … [Read more...]
Sig Sauer Academy: Rely on Your Training
Originally posted July 20, 2015. The saying goes that you don't rise to the occasion, you fall to the level of your training. I train at the fantastic Sig Sauer Academy in Epping, New Hampshire. I'm looking forward to a three day precision rifle course there in September. Challenge yourself with some new training as often as you can. It keeps your mind sharp and is loads of fun. … [Read more...]
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