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“Doctor, What Are You Doing?” “Nothing,” He Said

“The weather’s been crazy up here,” he said. “The crosswinds on the landing strip are the worst I’ve ever seen.” This was part of a conversation I had with a client yesterday. He spends weeks at a time fishing the big country of Alaska. He said the winds were so bad, guys he knows crashed […]

Bidenflation Making It Harder to Retire

In the NY Post, E.J. Antoni explains how the inflation of the Biden era is making it harder for Americans to retire. He writes: When he [Biden] took office, the economy was growing at a $1.5 trillion annualized rate and recovering an average of a half- million jobs per month. Inflation was a mere 1.4%, […]

Will Illinois Gun Owners Register Their Firearms?

Illinois has banned so-called “assault weapons” but grandfathered in those already owned by residents. Now, the window is open to register the guns, and it will be interesting to see how Illinois gun owners respond. The common refrain from many gun owners is that “registration is the first step to confiscation.” They are understandably wary […]

“Oh, This Is Prime Real Estate,” They Say

Are you hearing about the real estate debt you can buy and get ten percent on your money? I am. No, thank you. I hear it all. I’m Your Survival Guy. I get the offers, too. I don’t like risk. I’m fine collecting the interest on the full faith credits in treasuries. It’s funny (not […]

Tucker and O’Reilly Discuss the Three People Everyone Needs

Enjoyed Tucker’s interview with Bill O’Reilly, especially the part near the end where O’Reilly talks about the three people everyone needs: a doctor, a lawyer, and your trusted financial advisor. Ep. 26 The Bill O’Reilly Interview — Tucker Carlson (@TuckerCarlson) September 28, 2023 Life Comes at You Fast. Slow It Down with My Friday […]

Investing Habits of the Fairly Wealthy: #10 Powerball

Your Survival Guy knows a lot about highly successful, fairly wealthy people because I talk to them. On the flip side, I know plenty about those who’ve won and lost a fortune. I know about the guy who can’t hold onto his money. He just spends every penny, afraid it might be gone tomorrow. And […]

Your Survival Guy: “Life on Main Street Hasn’t Been This Hard in a While”

Are you up to speed with Your Survival Guy? Do you check in daily at I’m E.J. Smith, Your Survival Guy. I created to give Main Street Americans a boots-on-the-ground look at how to protect their most valued assets from natural and manmade disasters. Life Comes at You Fast. Slow It Down with […]

“Then One Day the Grandfather was Gone”

Your Survival Guy has a client whose grandfather left him some money. That was nice. But the real gift was how his grandfather would teach him about money when they were together. How to roll pennies, nickels, dimes, and quarters sitting on the floor and talking. Adding up the pile and feeling the weight in […]

How Joe Biden Raised Oil Prices

You saw Joe Biden demonize fracking and the oil industry throughout his campaign until the debates when Donald Trump cornered him on it, at which point he denied it all. Then, once he moved into the White House, Biden began his war on oil and helped to drive up prices on everything Americans need. At […]

Is the Philadelphia Looting Spree the Wake-up Call America Needs?

Crime has ravaged businesses across America since 2020, when radical politicians gave looters the green light to turn America into a warzone. Since then, the nation has watched with horror as roving gangs have cleaned out popular locations like Nordstroms and Apple Stores and even little gas stations. For two days now, America has watched […]

“No Way I’m Spending That Much on Those”

Your Survival Guy and Gal were in Boston this weekend, visiting our daughter and son. If you want to know what stagflation feels like, have two kids in college at the same time. Many of you know exactly what I’m talking about. Take, for instance, after breakfast, strolling down Newbury Street window shopping. The next […]

What Trade Policy Serves America’s National Interest Best?

In The American Conservative, Micah Meadowcroft examines the words of one of Your Survival Guy’s favorite presidents, “Silent Cal” Coolidge, who is known for saying, “The business of America is business,” but who actually said, “After all, the chief business of the American people is business. They are profoundly concerned with producing, buying, selling, investing […]

California Wants to Make the 2nd Amendment Unaffordable

California, led by Gov. Gavin Newsom, is doubling the tax it demands from law-abiding gun owners on sales of ammunition and guns. It appears Newsom and the California legislature have settled on a strategy of simply pricing the poor out of their Constitutional rights as enumerated in the Second Amendment. Adam Beam reports for the […]