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Island Life

In times like these, your safety tops the retirement survival checklist.

If you can live on an island (Newport, Key West for example) do it. Islands can be easily defended, period. Your island doesn’t need to be surrounded by water. I like the idea of a cul de sac or some high elevation retreat. You get the point: Easily defendable and easy to shut down access.

Making the thugs think twice is the point. They aren’t looking for “hard” targets.

If you own a waterfront home, or a mountain retreat, or some land with a barn not too far from the city, then you know their values are going up. I’m seeing it here in coastal Newport at every turn with license plates from NY, NJ, MA, and CT filling the streets—the secret’s out. But most have been dreaming about the “lifestyle” for years. They just needed a push to get in the game.

Read more about finding the "Island Life" in the posts below.

Enjoying Christmas in a New Home Was Pricey This Year

December 28, 2020 By E.J. Smith - Your Survival Guy

When new home sales are falling because there isn't enough supply to meet demand, the only short term solution to balance the market is for prices to go up. It takes time to build new supply, but many of this year's home buyers are trying to escape the city now. They want to have Christmas away from the densely crowded, COVID-filled cities, and they don't care how much it costs. A combination of rising prices and short supply actually pushed down the number of sales in November. The Wall Street Journal reports: Homes sales slipped in November as the supply of properties for sale fell to a … [Read more...]

New Mexico Sheriff Stands Up for the Constitution

December 22, 2020 By E.J. Smith - Your Survival Guy

Fox News reports: "Bernalillo County Sheriff Manny Gonzales said in a video statement posted to the department’s YouTube channel Friday that, compared to other state and local governments around the country, New Mexico’s COVID-19 response involves "some of the most restrictive measures which significantly impacted countless New Mexicans’ livelihoods, health and well-being." He said Bernalillo County, which is home to the city of Albuquerque, has seen "more than its fair share of personal hardships and devastation" and that "we all agree we must do better." "This year, my office listened … [Read more...]

How Can You Succeed When Politicians Treat Your Business Like Their Piggy Bank?

December 21, 2020 By E.J. Smith - Your Survival Guy

New York City Mayor Bill De Blasio made official what most business owners in the city have known for a long time, his mission is to redistribute their wealth. Mayor Bill de Blasio: "Our mission is to redistribute wealth." pic.twitter.com/42Dv9tsRK0 — The Hill (@thehill) December 18, 2020 At The Blaze, Breck Dumas reports on what De Blasio told viewers of a press conference: The COVID era has taught us that so clearly, and we need to do better and we will," de Blasio said. "And that means a commitment to fighting disparities and inequality in every part of the life of New York City … [Read more...]

Fire Yourself Up: Financial Independence Retire Early

December 16, 2020 By E.J. Smith - Your Survival Guy

Are you familiar with the cool movement called FIRE or Financial Independence Retire Early? As the word Early implies, it’s taken hold of a younger section of savers looking to get out of the rat race. They’re looking for their island life, if you will, and it’s a lifestyle I support a thousand percent. For one, once you start thinking about living off your savings, you become serious about SAVING—a huge part of the process. But you also think twice about SPENDING and the benefit of deferred gratification you’ll FEEL. This pandemic put FIRE strategies to the test—especially during the market … [Read more...]

New Yorkers Flee to Suburban Islands in Droves

December 15, 2020 By E.J. Smith - Your Survival Guy

COVID-19 and a summer of rioting and looting have driven New Yorkers to flee to the suburbs where they are creating islands of peace. The NY Post details where they left and where they went: Where they fled from Top zip codes New Yorkers exited between March 1 and Oct. 31, 2020, with the number of change of address requests for each area: 1. Upper West Side, 10023: 3,368 2. Upper West Side, 10025: 3,000 3. Murray Hill, 10016: 2,889 4. Upper West Side, 10024: 2,708 5. Chelsea/Greenwich Village, 10011: 2,520 6. Upper East Side, 10128: 2,165 7. Downtown Brooklyn, 11201: 1,836 8. … [Read more...]

Even Elon Musk, Tech Billionaire, is Looking for a Better America

December 9, 2020 By E.J. Smith - Your Survival Guy

You're not the only one thinking about packing up your business and heading for a low-tax state where politicians treat you like their employer rather than their piggy bank. The billionaire CEO of Tesla and SpaceX, Elon Musk has moved to Texas. Heather Somerville reports for The Wall Street Journal: Tesla Inc. Chief Executive Elon Musk said he has moved to Texas, taking aim at Silicon Valley and becoming one of the highest-profile executives yet to leave California during the coronavirus pandemic. He said relocating made sense with Tesla’s new factory being built in Texas. He lamented that … [Read more...]

Survival Guy Greetings from Key West at Sunset

December 3, 2020 By E.J. Smith - Your Survival Guy

Your Survival Guy is just getting by down here in beautiful Key West. This sunset pic above is from high above Louie’s Backyard last night where Becky and I had a chance to reflect on life for a while. Because it’s times like these you need to take some time for YOU.   You need to take a step back. Take a deep breath. Look out into the ocean and figure out how YOU are going to keep moving forward. It’s too easy to dwell on what’s wrong. It’s unhealthy to be stuck inside your brain. Instead, I want you to be thankful for what is RIGHT in your life. Today, I want you to … [Read more...]

Who Wants to Live the Island Life? You Do

November 9, 2020 By E.J. Smith - Your Survival Guy

Originally posted September 14, 2020. Imagine sitting under a palm tree, toes in the sand, gazing across a turquoise sea with not a care in the world. Wouldn’t it be nice to feel like this most days of the week rather than only on vacation, especially in times like these? Now, I know it’s not exactly practical, even if you have a tropical island as the backdrop of your Zoom calls. But you’d be surprised at how much island life is right in front of your eyes. For example, when it comes to investing, my favored Prudent Man certainly stands alone as an island far away from your everyday … [Read more...]

Californians Desperate to Escape: Look for the Island Life

October 14, 2020 By E.J. Smith - Your Survival Guy

You can't enjoy life with wildfires, high taxes, crippling regulation, unchecked rioting in the streets, and a pandemic working through your overcrowded city. Yet, that's the situation many Californians face every day. That's why so many Golden Staters are looking to escape the city, and instead, live the island life. Many are looking to Hawaii as a refuge from California. Trevor Boyer of the Daily Mail reports "From January to June 2020, Californians have bought $587.6 million worth of Hawaii real estate, or 41 percent of the total from U.S. buyers." He writes: Beset by fire and a … [Read more...]

To Where Will You Flee?

October 13, 2020 By E.J. Smith - Your Survival Guy

Do you have an escape plan? Do you live the island life? Getting prepared for the worst is a way of life, even if it looks out of place. This summer, a friend was standing in my garage and saw all of these blue 55-gallon water barrels and said “Looks like a scene out of Breaking Bad.” That’s the price of being prepared. Here’s what I did, I hope you are with me. Storing Water for the Winter You don’t have to be crazy to store water. Over the weekend I completed my winter water storage. Below is a great video on how you can do it with 55-gallon barrels. I too bought mine at … [Read more...]

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