Recent Posts from YourSurvivalGuy.com

The People’s Chemist and Your Survival Guy

How are your numbers? You know, how’s your health? Because with all this “saving ‘til it hurts” and “living within your means,” you need to be around to enjoy it. It doesn’t do you any good to have money if you’re not around or can’t move around the way you want to. Your Survival Guy […]

RIP Charlie Munger: Keeping It Simple Never Goes out of Style

UPDATE 5.7.24: Warren Buffett recently held his first Berkshire Hathaway annual meeting since the passing of Charlie Munger. A boy in the meeting asked Buffett what he would do with Charlie if he had one more day with him. Watch Buffett’s answer below: Originally posted November 30, 2023. You Can Have My Friday Newsletter Emailed […]

Investing Habits of the Fairly Wealthy: #1 Y-O-U

Originally posted December 13, 2023. The investing world lost our Confucius, Charlie Munger, this year. His words of wisdom were the fortune cookies of finance—short and sweet. Perfect sized treats in a world overstuffed with information. Munger said: You Can Have My Friday Newsletter Emailed to You by Signing Up Here. “When you mix raisins […]

“Survival Guy, It Was a Self-Preservation Move”

Your Survival Guy was speaking with a client the other day. This client, like many of you, leads an active lifestyle. He has his 70-foot Swan to sail during the winter in the Caribbean, enjoys RVing to Alaska in the summer, is an instrument-rated pilot, owns two motorcycles (BMW and Harley), and skis until the […]

The Oracle of Omaha’s Ugly Tax Prediction

Your Survival Guy noted some unsavory comments from Warren Buffett at the recent Berkshire Hathaway annual shareholders meeting. Buffett, the “Oracle of Omaha,” suggested that “higher taxes are likely.” He went on to say that “They may decide that some day they don’t want the fiscal deficit to be this large because that has some […]

Bidenflation Is Breaking America’s Middle Class

America’s Middle Class is hurting, that’s for sure. In the age of Bidenflation, many Americans are wondering just how much they need to earn to “feel” like they’re living the Middle-Class lifestyle. Jennifer Sor reports at Markets Insider: It was a dream when he was younger — once he was making six figures, he assumed […]

How to Bring “1+1=3” into Your Life and More

Happy Friday We love our animals, that’s for sure. In my conversations with you and in your emails, you tell me as much. Thank you for your kind words on the passing of our dog Louis. Here’s a touching note from a client: 4 Legged Friends You Can Have My Friday Newsletter Emailed to You […]

Prior Planning, with Help from the Concierge

When you go on your next trip, hit the ground running. Make your dinner plans well before you get there. That’s what we do. I like this from Jordi Lippe-McGraw at The Wall Street Journal: IN THE AGE of one-click bookings and Instagram-inspired itineraries, the hotel concierge might seem like a charming anachronism. If a hotel […]

Tour Cunard’s QM2

From Cunard: Queen Mary 2 is a remarkable flagship, her style and elegance are legendary. Above all, it‘s the space she offers and the luxury for you to do as little or as much as you wish which sets her apart. Welcome to a true icon. Our flagship is a truly astonishing liner and you’ll […]

Your Survival Guy’s Atlantic Crossing

Your Survival Guy’s looking forward to his upcoming transatlantic crossing on the QM2. As you know, there’s a bit of history with my name as Capt. E.J. Smith helmed the Titanic on that fateful day in history. I’ll be sure to check in with the discretion it deserves and not to speak too loudly for […]

Is the Fed Campaigning for Biden?

You know the Fed is a political beast headed by an unelected official in Jerome Powell. Yes, he was appointed by Trump, but is he playing to keep his job if Biden wins? With inflation like this, one would think interest rate hikes would be on the table. Yet Wall Street holds its breath for […]

Are You Prepared to Protect Yourself Abroad?

A fact of life these days is if you’re traveling abroad or into cities, you must be prepared to protect yourself. Reuters reports: PARIS, May 1 (Reuters) – French police said they arrested 45 people in Paris and that 12 officers had been injured during traditional May Day protests on Wednesday, though the demonstrations were […]

Survive and Thrive April 2024: Our Dog Louis Passed Away on April 17th

Dear Survivor, Our dog Louis passed away on April 17th. He was thirteen. When he was a puppy, our kids were in elementary school. You Can Have My Friday Newsletter Emailed to You by Signing Up Here. “Hi, Mom,” one said. “We’re home.” That was our cue to release him from around the corner to […]

Dear Retired, or Soon to Be Retired, Investor

Dear retired, or soon to be retired, investor, You control more than you may think, especially in times like these, but first, let me say how proud I am of your success. You didn’t get here by accident. You saved ‘til it hurt and lived within your means. Two tasks that are easy to say, […]

What’s BlackRock Hiding in Your Target Date Fund?

Just follow the money. That’s all you need to do to understand the motivation behind BlackRock’s plan for your retirement: A 401(k) with a monthly check. In other words, they want to annuitize your savings, charge you a fee to do it, and maybe pay you a little less than what they’ll make on it. […]